Liability
Our healthcare entity comprehensive liability coverage contract is designed for hospitals, clinics, aging services organizations, home health & hospices, surgery centers and their affiliated providers.

Eyebrow
Comprehensive Protection for Healthcare Organizations
Coverage Includes
- Professional liability (claims-made and reported coverage)
- General liability (occurrence-based coverage)
- Personal injury and advertising liability (occurrence-based coverage)
- Employee benefits administration liability (occurrence-based coverage)
Coverage Provided By
- BETA Risk Management Authority (BETARMA)—A.M. Best rating: A (Excellent); FSC IX
- Health Providers Insurance Reciprocal, RRG (a BETA Healthcare Group company)—A.M. Best rating: A (Excellent); FSC IX
Territory
- Coverage offered in CA, OR, WA
Limits
- $1 million up to $30 million per occurrence (professional liability and general liability). Defense costs are paid outside of the per occurrence limits.
Deductibles
- $1,000 to $500,000
- Deductibles offered on both indemnity only and indemnity and defense expenses basis
Coverages
Available in CA, OR, and WA
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